Chapter 21 presents a paradox: a Saint might be physically near, yet remain unseen by someone. How does the narrator's own experience and the chapter's philosophy explain this phenomenon?

Chapter 21 explains this paradox by stating that encountering Saints is not a matter of physical proximity but requires the dawn of good fortune and God's grace. The narrator uses his own life story to prove this principle. While serving as a Magistrate in Bandra, he was physically close to the revered Siddha, Pir Maulana, but never went for his vision due to his own pride and what he calls ill-luck. As Chapter 21 powerfully states, 'One fears one's own shadow when ill-luck stands in the way.' This personal anecdote illustrates the broader philosophy that a person's inner state, clouded by ego or misfortune, can make them blind to a spiritual opportunity, proving that this divine union is only possible when destiny allows.