Chapter 12 seems to be critical of certain types of scholars. What is the chapter's main argument regarding faith versus intellectual pride?

Chapter 12 strongly advocates for the power of faith over what it calls "the stiffness of dry knowledge." The text criticizes intellectuals who are "intoxicated with the pride of knowledge" and disparage the path of devotion, warning readers not to keep their company. It even suggests that scholars well-versed in the Vedas who obstruct devotion may not have a good end. In contrast, as Chapter 12 explains, an ignorant person with firm faith can successfully cross the "crisis of the fear of worldly existence." The central message is that true progress comes from placing faith at the feet of saints, which can destroy ignorance, whereas the pride of scriptural scholars is a riddle that is never solved.