Can you tell me about the time a devotee named Karnik met a saint in Nashik and it felt like he was meeting Sai Baba?

Certainly. According to Chapter 33, a devotee named Karnik traveled to Nashik. While he was at the temple of Kala Rama for Darshan, he had an unexpected encounter with the saint Narsing Maharaj. In front of a circle of devotees, Maharaj suddenly got up, held Karnik by the wrist, and demanded, "Give my Rupee." Karnik, though amazed, gave the rupee with great joy. The text describes this moment by stating that it felt as if Sai Baba himself was accepting the rupee, forcefully pulling it from him, emphasizing the importance of acting on a good initial impulse without hesitation.