Can you tell me about the time a devotee named Karnik met a saint who seemed to be a form of Sai Baba?

The story of Karnik demonstrates the omnipresence of the Guru. As detailed in Chapter 33, while on a journey to Nashik, Karnik went for Darshan at the temple of Kala Rama. There, he had an unexpected encounter with the saint Narsing Maharaj. The Maharaj suddenly got up from his circle of devotees, held Karnik by the wrist, and demanded, "Give my Rupee." Karnik was initially amazed but then gave the Rupee with great joy, feeling as though Sai Baba himself was accepting the Dakshina. The text emphasizes that it felt as if the Rupee was taken by force, highlighting the divine will behind this profound interaction.