Can you tell me about the author's personal experience with a Siddha in Bandra and what lesson he drew from it, as mentioned in Chapter 21?

Chapter 21 of the Sai Satcharitra details a personal story from the author, Hemadpant. He recounts his time as a Magistrate in Bandra when a famous Siddha named Pir Maulana resided there. Despite being constantly urged by the Siddha's servant to visit, Hemadpant refused, thinking it would be beneath his prestige. He reflects that this reluctance was due to a period of "ill-luck," stating that "one fears one's own shadow when ill-luck stands in the way." Years later, after being transferred, he found an "unbreakable bond" with Shirdi. The lesson he draws from this, as explained in the chapter, is that the company of Saints is not easily accessible and requires good fortune and God’s grace; it cannot be attained when one's own ego stands in the way.