Can you summarize the main points and stories presented in Chapter 21 of the Sai Satcharitra?

Chapter 21 of the Shri Sai Satcharitra begins by emphasizing the powerful connection between a storyteller and an attentive listener, noting that stories of saints should evoke deep emotion. The chapter then shares a personal account from the author, who was once a Magistrate in Bandra. He recounts how his pride and what he calls "ill-luck" prevented him from visiting a renowned Siddha, Pir Maulana, despite being repeatedly invited. As detailed in Chapter 21, he uses this experience to illustrate the principle that one needs good fortune and God's grace to encounter saints. The chapter concludes by explaining that while saints may appear in different times and places, they are all inwardly one and inseparable, working together for specific divine purposes.