Can you narrate the author's personal experience in Bandra as detailed in Chapter 21?

Certainly. In Chapter 21, the author, Hemadpant, shares a personal story from his time as the Magistrate of Bandra. A famous Siddha named Pir Maulana resided there, attracting many followers. The Siddha's servant, Inus, repeatedly urged Hemadpant to come for his vision. However, as the chapter recounts, Hemadpant thought to himself, "Why should I go? Should I be pressured by others and lose my own prestige?" He attributes this reluctance to his own pride and ill-fortune, stating that he never went for the vision and many years passed before he was transferred. This story serves as a personal testament to the chapter's teaching that one's own ego and lack of grace can prevent the sacred meeting with a Saint.