Can you narrate Hemadpant's personal experience from Chapter 21 regarding his reluctance to visit a saint?

Certainly. In Chapter 21, the author recounts his own experience while serving as a Magistrate in Bandra. A famous Siddha named Pir Maulana resided there, and his servant, Inus, persistently urged the author to go for his vision. However, due to pride and what he calls 'ill-luck,' he resisted, thinking, 'Why should I go? Should I be pressured by others and lose my own prestige?' He admits that this thinking prevented him from ever visiting the saint. Many years passed before he was transferred, and he uses this story to illustrate that one cannot encounter saints without good fortune.