Can you explain the story of Appasaheb and his unfulfilled promise of ten Rupees?

The story of Appasaheb, detailed in Chapter 33, illustrates the difficulty of fulfilling promises. After his family gave a single Rupee to a Fakir, Appasaheb felt it was insufficient and internally resolved to give ten Rupees himself. However, when a Fakir later appeared, Appasaheb became suspicious because he was a stranger. Despite having six Rupees available at that moment, he hesitated and did not make the offering. This left his promise unfulfilled, creating a spiritual debt and serving as a lesson on the gap between verbal commitment and actual action.