Can you explain the author's personal experience with the Siddha in Bandra as described in Chapter 21, and what lesson he draws from it?

In Chapter 21 of the Sai Satcharitra, the author, Hemadpant, recounts his time as a Magistrate in Bandra. A renowned Siddha named Pir Maulana resided there, attracting followers from many faiths. The Siddha's servant, Inus, persistently invited Hemadpant to have his darshan. However, influenced by ego and what he calls "ill-luck," Hemadpant resisted, worrying that he might lose his prestige by being pressured into going. He admits he never went for the vision and was later transferred. He uses this personal story to illustrate the profound principle that one needs good fortune to encounter Saints. As Chapter 21 explains, he felt that ill-luck stood in his way, preventing a meeting that was physically so close, thereby proving that the company of saints requires divine grace.