Can you elaborate on the personal anecdote the author shares in Chapter 21 regarding Pir Maulana?

In Chapter 21, the author narrates a personal experience to prove his point about needing good fortune to meet a Saint. While serving as the Magistrate in Bandra, a famous Siddha named Pir Maulana resided there, attracting many followers. The Siddha's servant, Inus, persistently urged the author to come for a vision. However, the author resisted, feeling it would be a loss of his prestige to be pressured by others. He reflects in the chapter that this reluctance was a sign of his own ill-luck preventing the meeting. He mentions, "One fears one's own shadow when ill-luck stands in the way." He was eventually transferred from Bandra without ever visiting the Siddha, which he uses to highlight the difficulty in attaining the company of Saints.