Based on the teachings in Chapter 28, what spiritual conditions must be met for a person to find a saint, and what are the results of such an encounter?

Chapter 28 posits that attaining the company of saints is not a random event but a result of spiritual readiness. The text states that "When the accumulated karma of many births rises up, then the company of saints is attained." This sacred meeting has profound effects, as it dispels the "darkness born of delusion." According to this chapter, the encounter ignites the fire of discrimination, detaches the individual from worldly enjoyments, destroys their accumulated karma, and ultimately leads to their life becoming successful in a true spiritual sense.