Based on the stories in chapter 33, what is the lesson about making verbal promises versus actually acting on them?

Chapter 33 provides a deep reflection on the human tendency to make grand promises but hesitate when it is time to act. It uses Appasaheb's story as a prime example, noting that "We all are devoted to verbal promises; at the time of giving, much hesitation." He intended to give ten Rupees but faltered when a Fakir appeared, allowing suspicion to take over. The text contrasts this with the ideal of acting on one's initial good impulse, as Karnik did. It suggests that true, undivided faith is shown when one's actions match one's words, and that Sai is capable of granting the wishes of such devotees.