Based on the provided text, what was Sai Baba's teaching about taking on debt for religious purposes?

The teachings of Sai Baba emphasized practical and responsible living, even in matters of faith. Chapter 28 explicitly states that Baba did not approve of devotees going into debt for any reason, including for a pilgrimage. The text notes, 'Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here.' This highlights Baba's core principle that one should not incur financial burdens, even for activities that are considered spiritually meritorious, underscoring his focus on a life free from worldly anxieties like debt.