Based on Ratanji's visit, how did Sai Baba interact with devotees regarding Dakshina?

Chapter 14 details Sai Baba's unique practice concerning Dakshina, or offerings, from devotees. When Ratanji came for darshan, one of the first things Baba did was ask him for Dakshina, stating it was a prerequisite for fulfillment. This was not unique to Ratanji; Baba would ask for Dakshina from everyone who came to bow at his feet, regardless of their faith, be they Hindu, Muslim, or Parsi. The amounts requested were often substantial, ranging from a few rupees to hundreds, thousands, and even lakhs. The text notes that if a devotee said their money was finished, Baba might even tell them to "take a loan." This practice wasn't about accumulating wealth for Himself; He would tell devotees not to worry, promising to give back "bags of rupees." He stated, "if he gives Me one quality, I give him a hundred qualities in return," emphasizing the spiritual exchange over the material one.