Based on Chapter 6, what are the ultimate rewards of complete surrender to Sadguru Sai, and how does he function as a 'helmsman'?

Chapter 6 of the Sai Satcharitra powerfully illustrates the fruits of total surrender to the Sadguru. It begins by stating that whether in spiritual or worldly matters, a boat can only reach the far shore if the Sadguru is the helmsman, guiding the journey. The chapter culminates by explaining that by surrendering with one's body, speech, and mind to the capable Sai, the four primary goals of human life—Dharma (righteousness), Artha (wealth), Kama (desire), and Moksha (liberation)—come to hand naturally, without the devotee even having to ask for them. This demonstrates that complete faith and surrender place the devotee under the Guru's protection, ensuring not only spiritual progress but also the fulfillment of worldly duties and ultimate liberation.