Based on Chapter 48, how do Saints differ from ordinary people regarding karma and rebirth, and what is their role in helping devotees?

Chapter 48 draws a sharp distinction between Saints and ordinary individuals concerning karma and memory of past lives. While it is stated that people are reborn to settle enmity, murder, and debt and experience the fruits of their own karma, they have no memory of the past. In stark contrast, the text asserts that Saints 'never forget' and are not subject to the same cycle of ordinary birth. Their purpose is to remove the calamities of their devotees. As highlighted in this chapter, devotees who place their faith at the feet of these Saints attain success. By listening to their life stories, like the Sai Satcharitra, one can break the bonds of Karma, making the journey across the ocean of existence much easier.