Based on Chapter 21, what is the author's perspective on the importance of meeting Saints and what prevents it?

Chapter 21 of the Sai Satcharitra explains that one cannot encounter Saints and Sages unless good fortune dawns. The author emphasizes that this company is not accessible to the unfortunate and is only easy to attain when God's grace is present. To prove this principle, the author shares his own experience from when he was a Magistrate in Bandra. Despite being urged to visit the famous Siddha, Pir Maulana, he refused, attributing this failure to his own ill-luck standing in the way. This personal anecdote from Chapter 21 serves to illustrate that even when a saint is physically near, a person without the requisite grace cannot truly see or approach them.