Based on Chapter 21, what is the author's personal story about Pir Maulana and what does it illustrate?

In Chapter 21 of the Sai Satcharitra, the author shares a personal anecdote to demonstrate that one needs good fortune to encounter a saint. He recounts his time as a Magistrate in Bandra, where a famous Siddha named Pir Maulana lived. Despite being persistently urged by the saint's servant, Inus, to come for a visit, the author refused, questioning why he should be pressured by others. He later reflects that this reluctance was a sign of his own "ill-luck" standing in the way, as he never went for the vision and was eventually transferred. As Chapter 21 explains, this story illustrates that the company of Saints is not accessible to the unfortunate and that such a union is only made easy when God’s grace is present.