Based on Chapter 21, what is Hemadpant's personal story about missing an opportunity to meet a saint, and what lesson does he draw from it?

Chapter 21 details Hemadpant's personal experience while he was a Magistrate in Bandra. He recounts how he was repeatedly urged by a servant named Inus to visit a famous Siddha, Pir Maulana. However, due to pride and what he calls "ill-luck," he refused to go, thinking, "Why should I go? Should I be pressured by others and lose my own prestige?" He later reflects that one cannot encounter Saints and Sages unless good fortune dawns, and that it is only through God's grace that such unions are possible. This entire story from Chapter 21 is his own experience used to illustrate this spiritual principle.