Based on Chapter 10, what types of karma can be destroyed by the Sadguru's grace and how?

Chapter 10 explains that the Sadguru's grace has a profound impact on a devotee's karma. By the Guru's mere sight, the knots of the heart are broken and attachments to sense objects vanish. This process specifically destroys two types of karmas mentioned in the text: "Sanchit," which is the accumulated karma from past lives, and "Kriyaman," which is the current karma being created in the present life. This destruction of karma is not achieved through struggle but is given effortlessly by the Guru upon seeing the devotion and faith of the devotee.