Based on Chapter 10, what is the relationship between a devotee's faith, the Guru's grace, and the destruction of karma?

Chapter 10 establishes a direct and powerful link between a devotee's faith and the Guru's grace, which in turn leads to the dissolution of karma. The chapter posits that placing unwavering faith in the Sadguru is the key. In response to this devotion, the Guru's grace flows. As the text states, seeing the devotion and faith of the devotees, the Guru gives the attainment of liberation effortlessly. This grace has a tangible effect on a person's karmic account. Chapter 10 explicitly mentions that by the Guru's sight, 'the knots of the heart are broken,' and both accumulated (Sanchit) and current (Kriyaman) karmas are destroyed. This signifies that pure devotion, met with the Guru's grace, is a path to liberation that transcends karmic debt without the need for intellectual struggles.