Based on Chapter 10, what happens to a devotee's karma and worldly attachments through devotion to Sai Baba?

Chapter 10 explains that devotion to the Sadguru has profound effects on a person's spiritual state. It states that by the Guru's mere sight, the 'knots of the heart are broken' and 'all attachment to sense objects vanishes.' Most significantly, the text claims that for a devoted follower, both accumulated (Sanchit) and current (Kriyaman) karmas are destroyed. This cleansing of karma is not a result of difficult practices but is given effortlessly by the Guru, who places knowledge and liberation in the palm of the devotee's hand in response to their faith.