Aside from the miracles he performed for Laxmichand, what important practical teaching is mentioned in this story?

While the story of Laxmichand is filled with Sai Baba's miracles, Chapter 28 highlights a significant and practical teaching at the outset. The narrative mentions that Laxmichand's group had taken a loan to make the pilgrimage to Shirdi. The author explicitly points out that this is contrary to Baba's principles, stating, "Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here." This shows that Baba emphasized financial prudence and disapproved of incurring debt, even for pious activities like a pilgrimage.