Analyze the author's reflection on the role of 'good fortune' and 'God's grace' in attaining the company of Saints, using the examples and principles from Chapter 21.

In Chapter 21 of the Sai Satcharitra, the author posits that encountering a Saint is not a matter of mere proximity or effort but is contingent upon "good fortune" and "God's grace." He uses his own past as a powerful example. Despite being a Magistrate in Bandra and living near the revered Pir Maulana, his ego and what he terms "ill-luck" created a barrier, preventing a meeting. This personal failure is contrasted with his later "unbreakable bond" with Shirdi, which he implies was possible only when the right time came. The principle articulated in Chapter 21 is that the "company of Saints is not accessible to the unfortunate" and becomes "easy only when God’s grace is present." This suggests a spiritual pre-requisite, where a devotee's inner state and divine will must align to facilitate such a profound union.