According to the teachings in Chapter 21, what is the relationship between good fortune and encountering a Saint?

Chapter 21 strongly emphasizes that meeting a Saint is not a matter of chance but a direct result of one's good fortune. The text states, "Unless good fortune dawns, one does not encounter Saints and Sages." It even suggests that a sinful person cannot see a Saint even if the holy person is right beside them. The author uses his own experience of avoiding the Siddha Pir Maulana as a prime example, concluding that "one fears one's own shadow when ill-luck stands in the way." As this narrative in Chapter 21 clarifies, the company of Saints is a precious opportunity that is not accessible to the unfortunate and becomes easy only through the presence of God's grace.