According to the Satcharitra, what is Baba's view on taking on debt to go on a pilgrimage?

Chapter 28 of the Shri Sai Satcharitra addresses this specific point in the context of Laxmichand's visit. Although Laxmichand and his fellow devotees had made arrangements for their trip by taking a loan, the text explicitly clarifies Baba's stance on the matter. It is stated that Baba does not like indebtedness, particularly for the purpose of a pilgrimage. The text emphasizes, "Baba does not like indebtedness; this is the main teaching here." This highlights a key principle that one should avoid going into debt, even for sacred activities like a pilgrimage to Shirdi, suggesting financial prudence is a part of the spiritual path.