According to the provided text, what is the philosophical relationship between one's past karma and the opportunity to meet a saint?

Chapter 28 of the Shri Sai Satcharitra posits a deep philosophical connection between karma and spiritual association. The text explicitly states, "When the accumulated karma of many births rises up, then the company of saints is attained; the darkness born of delusion is destroyed." This implies that meeting a perfected master is not a chance event but the fruition of meritorious deeds performed over many lifetimes. For Laxmichand, this rising of good karma ignited the "fire of discrimination" and fostered detachment from worldly enjoyments. As explained in Chapter 28, this spiritual readiness, earned through past actions, is what makes a person receptive to a saint's call and ultimately leads to a successful and transformed life.