According to the philosophy presented in Chapter 21, what are the essential conditions for a person to be able to meet a saint?

Chapter 21 of the Sai Satcharitra emphasizes that meeting a saint is not a simple matter of being in proximity but is dependent on divine will and personal destiny. The text explicitly states, "Unless good fortune dawns, one does not encounter Saints and Sages." It further elaborates that the "company of Saints is not accessible to the unfortunate" and that this union becomes easy only when "God’s grace is present." The author uses his own past failure to visit the saint Pir Maulana as an example of how "ill-luck" can act as a barrier. Therefore, according to the teachings in Chapter 21, the primary requirements for attaining the company of a saint are the dawning of good fortune and the presence of God's grace.