According to the beginning of Chapter 6, what are the ultimate benefits of surrendering to a Sadguru like Sai Baba?

Chapter 6 illustrates that complete surrender to a capable Sadguru like Sai Baba yields both spiritual and worldly rewards. It begins by stating that whether in spiritual or worldly matters, only the boat with the Sadguru as its helmsman will reach the far shore. By surrendering with body, speech, and mind to Sai, the chapter promises that the four primary goals of human life—Dharma (righteousness), Artha (wealth), Kama (desire), and Moksha (liberation)—come to hand naturally and without even having to ask for them. This highlights the all-encompassing grace bestowed upon a surrendered devotee.