According to the beginning of Chapter 6, how does Sai Baba assist his devotees in their spiritual and worldly lives?

The start of Chapter 6 of the Sai Satcharitra details how a Sadguru, like Sai Baba, acts as a 'helmsman' for the boat of life, guiding it safely to the far shore in both spiritual and worldly matters. The text explains that the mere utterance of the word 'Sadguru' brings Sai Baba to mind, who then places his blessing hand on the devotee's head. This act is transformative, as described in the chapter, burning away ego, washing away impurities from past births, and filling the heart with bliss. By surrendering with body, speech, and mind to Sai, the four primary goals of life—Dharma, Artha, Kama, and Moksha—can be achieved naturally.