According to Sai's philosophy, what is more important than attaining heaven, and how should one live their life on Earth?

Chapter 37 explains that the pursuit of a conventional heaven can be a distraction, describing it as a place for sensual enjoyment from which one eventually falls after their merit is exhausted. The text argues that the earth-world holds profound importance, even with its fleeting nature. Instead of striving for a celestial abode, one should focus on a life of devotion here and now. As the chapter suggests, by offering every action performed in a moment to God, a person can attain a state of fearlessness. Life on earth is valuable because it provides the opportunity for devotion, worship, and hearing the stories of the Guru, which are the true treasures.