According to Chapter 6, what are the ultimate rewards for surrendering completely to a Sadguru like Sai Baba?

Chapter 6 of the Sai Satcharitra powerfully illustrates the ultimate benefits of complete surrender to a Sadguru. It posits that when a devotee surrenders with their body, speech, and mind to the capable Sai, they are assured safe passage across the ocean of worldly existence, just as a boat with a skilled helmsman reaches the far shore. More specifically, the chapter states that through such unwavering surrender, the four primary goals of human life—Dharma (righteousness), Artha (wealth), Kama (desire), and Moksha (liberation)—come to hand naturally, without the devotee even having to ask for them.