According to Chapter 6, how does having a Sadguru like Sai Baba impact a person's ability to achieve life's primary goals?

Chapter 6 strongly emphasizes the Sadguru's role as the essential guide for navigating both spiritual and worldly matters. It uses the metaphor of a helmsman, stating that only the boat guided by the Sadguru will successfully reach the far shore. More specifically, the chapter makes a powerful claim about the results of complete surrender. It asserts that by surrendering with one's body, speech, and mind to the capable Sai, the four fundamental goals of human life—Dharma (righteousness), Artha (wealth), Kama (desire), and Moksha (liberation)—will naturally come to hand without the devotee even having to ask for them, as is taught in Chapter 6.