According to Chapter 47, who is the true narrator of these stories, and what moral is introduced for the upcoming narrative?

In Chapter 47, it is revealed that the true narrator of the stories is Sai Baba himself. The author, Hemadpant, humbly states that Sai is the 'eye of the eyes and the ear of the ears,' and that Baba entered his heart to narrate the account. The chapter goes further to say that 'Sai Samarth himself is the story, the speaker, and the face,' and Hemad is 'merely a nickname.' After establishing this, the chapter prepares the listener for a new story by explaining its moral theme, which is how the 'extreme state of greed for wealth leads to a downfall.' This follows the conclusion of the previous chapter's story about the goats.