According to Chapter 37, why is life on Earth considered more valuable than a place in heaven, and what truly makes a location worthwhile for a spiritual seeker?

Chapter 37 argues that the earth-world is of profound importance and is more valuable than heaven. It critiques heaven as a place of temporary sensual pleasure, noting that the pleasure experienced by Indra in his garden is fundamentally no different from that of a donkey in a dung-heap. More importantly, one falls from heaven once their merit is exhausted. In contrast, the text explains that the earth-world, despite its fleeting life, offers the supreme opportunity to attain the 'place of fearlessness' by offering every action to God. A place is deemed truly worthwhile not for its comforts, but for its spiritual vibrancy. As Chapter 37 asks, what is the use of a place where there are 'no devotees of God, no narration of the stories of Hari and the Guru, and no music, dance, or worship of God'?