According to Chapter 32, what is the value of scriptural knowledge compared to the grace of a Guru?

Chapter 32 of the Sai Satcharitra makes a very clear distinction between scriptural learning and Guru's grace, emphasizing the supreme importance of the latter. The text explicitly states that even if a person has mastered the Vedas, Vedangas, and other Shastras, all that knowledge is considered 'mere chaff' without the grace of a Guru. True knowledge, it argues, is unattainable through intellectual pursuit alone. The chapter reinforces this by noting that the words from Sai Baba's mouth have the power to make one see their own Guru, suggesting that the direct blessing and guidance from a Master is the essential key to destroying sins and afflictions, far surpassing the benefits of unaccompanied scholarly study.