According to Chapter 23, why do saints like Sai Baba take birth on Earth, and what is the path to overcoming life's calamities?

Chapter 23 of the Sai Satcharitra explains that the incarnations of saints occur on earth out of benevolence, specifically for the salvation of "dull-witted souls." It is presented as a grace of the Almighty. This chapter suggests that only when a person has accumulated sufficient merit (Punya) does a desire arise to hear the stories of saints, which leads to happiness and contentment. The text emphasizes that the soul, deluded by Maya, considers itself the doer and enjoyer, leading to a succession of calamities. The only way to escape this distress and calm these calamities is through "Bhakti Yoga," which is loving devotion at the feet of the Guru. By listening to the stories of saints like Sai Baba with faith, a devotee can attain peace and overcome sorrow and delusion.