According to Chapter 23, what is the purpose of saints' incarnations and what benefit is derived from hearing their stories?

Chapter 23 explains that the incarnations of saints happen on this earth out of benevolence, specifically for the salvation of souls who are described as dull-witted. This is presented as a form of the Almighty's grace. The text suggests that having a store of merit (Punya) is what sparks the desire in a person's heart to listen to the stories of saints. The primary benefit of this practice, as stated in Chapter 23, is the attainment of happiness and contentment. The chapter explicitly notes that if these stories are heard with faith and devotion, they have the power to calm calamities such as sorrow and delusion, leading the devotee to quickly achieve a state of peace.