According to Chapter 21, what is the most important factor in being able to meet a Saint?

Chapter 21 strongly emphasizes that the opportunity to meet a Saint is not a matter of chance or physical proximity but is dependent on divine grace and good fortune. The author states, "Unless good fortune dawns, one does not encounter Saints and Sages." He further illustrates this by saying that even if a Saint is nearby, a "sinful person cannot see Him." The chapter clarifies that the company of Saints is not accessible to the unfortunate and that this sacred union becomes easy only when God’s grace is present. This idea is supported by the author's own story of failing to visit Pir Maulana due to his own mindset at the time.