According to Chapter 21, what is required for a person to have the company of a Saint?

Chapter 21 strongly emphasizes that meeting a Saint is not a casual matter but a result of divine will and good fortune. The text explicitly states, "Unless good fortune dawns, one does not encounter Saints and Sages." It further elaborates that the company of Saints is not accessible to the unfortunate and that this union is only easy "when God’s grace is present; otherwise, this union is difficult to attain." The author uses his own past reluctance to visit a Siddha as an example of how "ill-luck" can stand in the way, preventing a person from seeing a Saint even if they are physically close.