According to Chapter 21, what does it take for someone to actually meet a Saint like Sai Baba?

According to the teachings in Chapter 21, simply being near a Saint is not enough to receive their darshan or company. The text strongly emphasizes that meeting a Saint is only possible when "good fortune dawns" and when "God’s grace is present." The author uses his own failure to visit the Siddha Pir Maulana in Bandra as a prime example, stating that "one fears one's own shadow when ill-luck stands in the way." Therefore, the ability to encounter a great soul like Sai Baba is not a matter of human effort or convenience but is a difficult union to attain, bestowed only upon the fortunate through divine will.