According to Chapter 21, what does a person need to be able to meet a true saint?

Chapter 21 of the Sai Satcharitra teaches that encountering a saint is not a matter of mere chance or physical proximity but requires divine grace and good fortune. The author states that the 'company of Saints is not accessible to the unfortunate' and that this union becomes easy only when God's grace is present. To illustrate this, he shares his own story of being unable to visit Pir Maulana despite being nearby, attributing it to his 'ill-luck'. The chapter makes it clear that without good fortune dawning, a person cannot truly see or connect with a saint, even if the saint is right beside them.