According to Chapter 21, what determines whether a person gets to be in the company of a Saint?

Chapter 21 emphasizes that encountering Saints is not a matter of simple chance or proximity but is dependent on one's fortune and divine grace. The author uses his own experience of not visiting Pir Maulana, who was nearby, as an example of how "ill-luck" can be a barrier. The text explicitly states that the "company of Saints is not accessible to the unfortunate" and that this union is only easy when "God’s grace is present." This principle highlights that a spiritual readiness and favorable destiny are prerequisites for attaining the invaluable association of a true Guru.