According to Chapter 21, what determines whether a person can get the company of saints?

Chapter 21 strongly suggests that meeting a saint is not a simple matter of proximity or effort, but is ultimately determined by one's fortune and divine grace. The text states, "Unless good fortune dawns, One does not encounter Saints and Sages; even if He is near one's pillow, the sinful person cannot see Him." It further elaborates that the company of saints is inaccessible to the unfortunate and that this union is easy only when God's grace is present. The author uses his own failure to visit Pir Maulana as a personal testimony to this principle, concluding that ill-luck stood in his way.