According to Chapter 10, what benefits are gained by having faith in a Sadguru like Sai Baba?

Chapter 10 of the Shri Sai Satcharitra teaches that immense benefits come from faith in the Sadguru. By placing faith in His feet, He can change one's fate, a concept described as striking "a nail over the lines of destiny." The chapter further explains that for devoted bhaktas, the Sadguru acts as a boatman to cross the ocean of existence, destroying the worldly cycle (Samsara) and helping them overcome the three types of miseries. Ultimately, as mentioned in Chapter 10, the Guru sees the devotee's faith and effortlessly grants them liberation (Moksha) and knowledge, a fruit that is obtained with little effort on the part of the devotee.