According to Chapter 10, how can devotion to Sai Baba affect a person's karma and worldly attachments?

Chapter 10 explains that devotion to Sai Baba has a profound and purifying effect on a devotee's karma and attachments. The text states that by the Sadguru's mere sight, the "knots of the heart are broken" and "all attachment to sense objects vanishes." This signifies a release from worldly desires and entanglements. More specifically, the chapter highlights the power of the Guru to impact one's karmic ledger. It explicitly mentions that for the faithful, both their accumulated past karmas (Sanchit) and their current, ongoing karmas (Kriyaman) are destroyed. This illustrates that the Guru's grace provides a path to liberation from the karmic cycle that binds individuals to worldly existence.